Afford anything but not everything – making smart choices about your money

3 min read

smart choices

We have seen how most of the people who live out there in the world struggle with their finances. If you don’t want to end up with such a struggle, you should have a clear understanding of how to afford anything that you want, but not everything. In order to help you with making that decision, we thought of letting you know about some effective tips, which can help you to make smart choices about your money.

Money cannot make you happy, but lack of money can lead you towards unhappiness

You must have heard how some people say “money cannot make you happy.” This fact is partially true. If you want to remain happy, you will come across the need to keep on spending your money to purchase many different things. No matter how much you spend, there would be additional things, which you are tempted to buy. You believe that you will need to get them in order to remain happy. Hence, you keep on spending. That’s where people say that money cannot make you happy.

On the other hand, you should also understand that not having enough money along with you will lead you towards unhappiness. Imagine what would happen when you don’t have enough money to cover up even the basic needs. If you don’t focus on proper money management, there is a high possibility to run into such a situation. That’s where it is said that lack of money will lead you towards unhappiness. 

Keep on searching for answers, instead of obstacles

You should be a person who is always looking for answers. In other words, you need to make sure that you are not a person who is looking for obstacles. Some people say that they are not in a position to save even a dime. Instead of thinking like that, you will need to figure out how to save at least $50 at the end of this month.

On the other hand, some people complain that they cannot find any good opportunities to invest their money on. Instead, you need to change your mindset and gather knowledge on how to find the best investment opportunities. Along with that, you need to learn how to locate properties that are not listed on MLS and how to remain comfortable with the short sales and foreclosure actions. Then you will be able to afford anything.

Money will not help you to buy stuff, but it will only make you buy choices

If you are about to purchase cloth, you have many different options available to consider. For example, you can purchase an unbranded cloth for just $15 or spend around $500 to purchase a branded cloth. That’s where you need to understand that money will not be able to help you with buying stuff. It will only help you to make a choice out of these two options that are available.

You need to take a look at your income and then determine what option is the best one for you. Then you will be able to make a smart choice with spending your money. That’s the right method to spend your money and make sure that you don’t run into any difficult situations in the long run as well. On the other hand, you should also learn how to prioritize your expenses. That’s where you need to think about spending your money to cover up your basic expenses first, instead of spending your money to purchase fancy stuff from the market.

Best thing money can help you to buy would be time

Money will be able to help you with purchasing different things. Out of those options, the best thing that you can buy with your money would be time. In here, you need to understand that every human being who lives on this planet has got 168 hours per week. We are not in a position to change this under any circumstance. On the other hand, the time that we have comes along with an expiration date as well. That’s a polite method available to say that we all are going to die in someday.

Afford anything with time
Photo by Aron Visuals on Unsplash

On the other hand, money that you can have is not limited and it is technically possible for you to have an unlimited amount of money. In case if money slips away, you have the freedom to make more money. Since time is limited, it comes with more value when compared to money. In other words, people who compare money with time should understand that time is the most valuable asset that we could have. Therefore, you will start wondering why you will need to waste your time with hanging onto pennies.

You need to make sure that you are not an extreme cheapskate. You should not spend your weekend to visit three different grocery stores, just because you wanted to get hold of buy one gets one deal. Instead, you can spend $50 in one grocery store and save more time. Then you will be able to spend the time that you saved along with the loved family members or friends. This can also help you to understand the fact of how to afford anything, but not everything.

Try less with your investments

In most of the professions, you know how trying hard will be able to help you with outstanding results. However, you cannot apply this principle to investments. When it comes to investments, you need to try less and this will help you to receive better results.

In order to get a better understanding of this, you must take a look at the way on how fund investing works. When you go ahead with micromanagement and frequent trading, you will end up with the worst results. Instead, you can simply set it and forget. This can help you secure better results at the end of the day. Keeping things simple will help you achieve great things.

Great video on making life easy

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